Motorcycles! Fund to ride, economical and cheaper than a car to insure! What’s to know? Plenty. Oregon is a state that requires motorcycle insurance, but very few know what coverage to buy or the best way to get coverage. Your first step is to see if your current Portland auto insurance provider carries motorcycle insurance. Most insurance providers do but this does not always mean they will give the best premium rates. It won’t heart to shop other insurance companies. Most Insurance companies provide better rates when more is packages together; For instance, your auto, motorcycle, renters or home owners insurance are all wrapped into one. Oregon motorcycle insurance should be much cheaper then what your paying for auto insurance. If your quote from your existing provider seems a little high, It won’t hurt to shop around. Insurance quotes are fast and they are free, If you would like you can get one here for free from all the top insurance companies with just one simple application.
Important Tip!
If you are a first time, or even an experienced rider who has not taken a motorcycle safety course, put it on your “to do” list. Not only will it sharpen your street survival skills, but it will also bring you a discount on your insurance premium.
Things to Keep in Mind When Applying:
Your premium will be based upon several key factors involved with your motorcycling situation. They include, but are not limited to:
The motorcycle engine displacement size in cubic centimeters (cc)
- Type of motorcycle
- Brand of motorcycle
- Your age
- Your driving record
- Your driving experience
- Is the bike garaged?
- Location
- Number of intended miles driven weekly
Remember a majority of the time you’ll receive a higher premium with a larger displacement engine. These bikes are more expensive and provide higher performance, which means more risk!
